Privacy Policy —
RetireRight

Introduction

WiseInovatech (“we”, “us”, or “our”) operates the RetireRight mobile application available on Google Play Store. This Privacy Policy explains how we handle information when you use our app.

By using RetireRight, you agree to the practices described in this policy. If you do not agree, please discontinue use of the app.

Data We Collect

RetireRight does not directly collect personal data. However, third-party services such as Google AdMob and Firebase may collect information such as device identifiers and usage data. The following is stored locally on your device only and never transmitted to our servers:

• Retirement Planning Inputs — Age, country, savings, contribution amounts, return rate, and target income you enter in the wizard
• Income Streams & Expense Categories — Custom income sources and expense items you choose to track
• Investment Accounts — Account types and asset allocation details you enter
• Calculation History — Up to 20 saved retirement calculation snapshots for comparison
• App Preferences — Onboarding status and app settings

Local Storage

All data is stored exclusively on your device using Android’s local storage. We do not operate any servers, databases, or cloud storage that holds your personal financial information.

Your retirement planning data never leaves your device, except when you choose to generate and share a PDF report using your device’s native share options — that sharing action is entirely initiated and controlled by you.

Third-Party Services

RetireRight uses the following third-party services. Each has its own privacy policy governing data they may collect:

Data Deletion

Delete all your locally stored data directly from the app:

• Open RetireRight
• Go to Settings
• Tap Clear Data
• Confirm — all income streams, expense categories, investment accounts, and calculation history permanently erased
• Alternatively, uninstall the app to remove all locally stored data

Children’s Privacy

RetireRight does not knowingly collect any personal data from children under 13. The app is designed for working professionals, pre-retirees, and financial independence (FIRE) enthusiasts planning their retirement, and is not intended for use by children.

If you believe your child has provided personal data through our app, contact us immediately at team@wiseinovatech.com.

User Rights

You have the right to request information about the data associated with your device or request deletion of data where applicable.

• Request information about data associated with your device
• Request deletion of data where applicable
• Opt out of personalized ads via your device settings under Google → Ads → Opt out of Ads Personalization

For any such requests, contact us at team@wiseinovatech.com

Financial Disclaimer

RetireRight is a financial planning and educational tool only and does not constitute financial, investment, tax, or legal advice of any kind.

All calculations, projections, and Monte Carlo simulations are estimates based on the assumptions you provide and general market modeling — they are not guarantees of future performance or outcomes.

Always consult a qualified financial advisor before making retirement, investment, or tax-related decisions. WiseInovatech is not responsible for any financial outcomes resulting from decisions made using this app’s calculations or projections.

Changes to This Policy

We may update this Privacy Policy from time to time. Changes will be reflected on this page with an updated “Last Updated” date.

Continued use of the app after changes are posted constitutes your acceptance of the updated policy.

Contact Us

Questions or concerns about this Privacy Policy?

• Company: WiseInovatech
• App: RetireRight
• Email: team@wiseinovatech.com
• Website: https://wiseinovatech.com